مش عارفة ليه اوقاات باحس انى عاوزة ابعد بعيد لوحدى
والغى كل ضوء ممكن يخلى نور القمر يروح ويتلاشى
وافتح معزوفة تكاد تكون ناعمة
واغمض عنيا وابعد بعيد عن البشر
وأعيش عالم من خيالى وبس وارسم له لون جديد
واحساس مختلف وقتها اروح للنجوم
واشوف القمر والمس الشمس واطلع فوق السحااب
وانا فى مكاانى
ليه ممكن الانسان يبقى محتاج يعيش فى عالم نسجه من خياله
ويبقى محتاجه جدا اد احتياجة للمايا والهـــــوى
معقول ولا دايما هتبقى تخاريف هناا!!!!!!!
31 التعليقات:
العزيزة هنا،
تدوينتك ذكرتني بكلمة لأديب ألماني اسمه فيلهلم رابه، قال فيها: "ارنو للنجوم وانتبه للأزقة"، أي طر إلى أي مكان شئت بخيالك ولكن دع قدمي عقلك على الأرض.
مش عارف كده جاوبتك واللا هي تخاريف تأملية هي الأخرى من ناحيتي.
عميق تحياتي
ضياء
د ضياء النجار
جميلة المقولة دى جدا على فكرة وعميقة
بس اوقات الانسان بيبقى عاوز يروح بعيد بخيالة وعقله كماان
او ينسى عقله ويعيش فى عالم من الخيال فقط
وللابد
تخاريف لن تقترب من الواقع ابدا رغم جمالها !
دضياء
ثقافتك الادبية عالية جدا
انا كمان باحب الادب
تحياتى وتقديرى لك
العزيزة هنا،
الخيال بلا عقل هلوسة، والعقل بلا خيال تحجر، الاتنين مطلوبين ، لكن إن الاتنين يبقوا في لحظة واحدة محلقين بعيدا، مش عارف ممكن يحصل ايه؟ فكري فيها كده ومستني ردك.
وشكرا لك لإضافة تأملات من هنا ومن هناك في قائمة مدونات المنبر عندك.
تحياتي
ضياء
فعلا الخيال والعقل لازم يكونوا على ا
رض واحدة والاتنين مطلوبين
خيال بلا عقل فعلا هلوثة
وربما كارثة بكل المقاييس حينما يحلقا معا بعيدا خيال وعقل
اعلم جيدا ولكن احيانا ربما يشعر الشخص من كثرة طغيان العقل انه يود الحياة ولو لفترة بدونه
فقط هو والخياال
الخيال ببعدة عن الواقع وأنه الانسان يبقى فى عالم تانى نسجه وكونه
عالم يمكن يكون مضىء واروع من واقع متجمد قد يكون يحيا فيه
يا ترى ايه تحليلها النفسى
على فكرة انا اللى عاوزة اقول ميرسى لاضافة مدونتى البسيطة فى قائمتك الرائعة
تحياتى وتقديرى لك ولفكرك الراقى جدا
هنا
ظرووف الواقع واحباطاته احيانا بتدفعنا الي الخيال اللي بنحقق فيه ما فشلنا في تحقيقه في الواقع
لكن المفروض الا نسرف في الخيال وبالعقل والاصرار هنحقق ما نصبوا اليه بحيث نجعله حقيقه علي ارض الواقع
بجد يا هنا بوست رائع واستمتعت بقرءاته
-----------
بطلي ملل بقي هههههههه
السلام عليكم ورحمة الله وبركاته
انها ليس تخاريف ولكنها واقع
كم يأتي على كل منا الوقت الذي يريد ان يحلس مع نفسه فيه بل يريد ان يسبح في خياله ويرى ما يحلم به او يتذكر شئ من الماضي
فهذا امر صحي جداً
بارك الله فيكي ورزقك ما تريدين
صاحب مدونة ميخا
ده أنا بعمل كده بالضبط..الأودة بليل والنور مقفول..موسيقى هادية..اقعد اسرح وافكر..لا بجد شغ\عور جميل جدا..لو مرسمناش العالم اللي احنا عايزين نعيش فيه واللي حنعمل عشان يبقى موجود يبقى احنا مش عايشين..الخيال لوحده أمل كبير0
الهروب من الواقع
محاولت تحيق الصعب
اشيا كثيرة في لحظات تحقق تحتاج سنين وعالم غير العالم
الخيال هو الشئ الوحيد في حياتنا مجاني
فالخيال شئ صحي لكن شرط ان ندرك واقعنا
تحياتى
وانا كمان ياهنا
لاء دى مش تخاريف ده احساس طبيعى نحسه
فى طل كل الظروف اللى حوالينا
ممكن يكون هروب مؤقت
تحياتى لكى
لا دى مش تخاريف ما انا كده على طول لو كنا لاقيين نفسنافة واقعنا ما كناش فضلنا عليه الخيال
الصورة تحفة تحفة
ألا عاوزة اعتذر عن تاخيرى فى الردود
ودة لانه المدونة مش عاوزة تقبل ردودى
كل ما اكتب رد مش بيقبل لكن انا متابعة التعليقات فى وقتها
rack-yourminds
فعلا يا واحد الواقع وظروفه هوة اللى بيودينا لعالم الخيال
لما يكون محبط
وانا معاك فعلا فى انه المفروض انه لازم الخيال نحاول نحققه على ارض الواقع ولا نفرط فى خيالنا
سعيدة بتواجدك واحد
تحياتى وتقديرى
الجمعاوي الاصيل
وتعرف انه الوقت اللى بنقضيه فى عالم الخيال
بيجدد روحنا ويديها امل فى انه ممكن
ما نصبوا اليه يتحقق
مش عارفة دة مجرد احساس شخصى ولا احساس لدى الجميع
سعيدة جدا بتشرفيك
تحياتى وتقديرى لك
أحمد المصري
على فكرة فعلا الخيال امل كبير
بيدينا طاقة نقدر نعيش بيها ايام جاية
كمان باحس فى وقت الخيال
احساس باراحة بالوجود
سعيدة بتواجدك الجميل
تحياتى وتقديرى لك
MKSARAT SAYED SAAD
بتعرف الخيال مش بس مجاانى لكن
الخيال بيخليك تروح لعالمك اللى انت عاوزة بلا قيود
الواقع لانه الواقع لو محاصرك بقيودة
سواء اجتماعية نفسية اقتصادية اى ا كان نوع القيد
الخيال وقتها بيكسر القيود ويهرب بينا
للى نحبه
من غير عالم القيود اللى بنعيشة
سعيدة بتشريفك الغالى
تحياتى وتقديرى
ra7eel
أنا معاكى هروب مؤقت
فعلا هروب ويمكن أجمل هروب هو الخيااال
سعيدة بتواجدك
تحياتى وتقديرى
عاليا حليم
...
عارفة يا عاليا
لو نلاقى نفسنا فى الواقع اكيد هيبقى افضل
لكن للاسف الواقع كله حصار وقيود
ومفيش غير الخيال
بجد لك حس رقيق يا عاليا
الصورة فعلا احساسها غريب ومعناها
اغرب
ياريتنا نهرب وياها لعالم الخياال للابد
انتى جميلة أوى
كل الود
hpاحيانا يحتاج الانسان ليذهب بعيد جدا
لياتى من ذلك العالم الخيالى
باشياء تقويه علىالعيش فى الواقع
بوستك جميل قوى وفكرة عبقريه
مش لوحدك كلنا بنحاول ده انا بعمل ده فى فرحى وحزنى بعزل نفسى علشان محدش يشاركنى الفرحه دى الكاسيت وشيريط لعمرو خيرت او اغانى فيروز او محمد منير ونور الاوضه مطفى واسرح فى حلامى او افكر فى الحزن او الفرح الى انا فيه انسى الدنياحتى لو مش حزين او فرحان بعمل ده يمكن هروب من الواقع
إممممم
أقدر أقولك كده: إنتي من الأحرار يا هنونة
أغلب المؤلفين أو عاشقي الأدب والفن بيكون عنهدهم حاجة في دماغهم إسمها فانتازيا وخيال .. هو ده اللي بيساعد على الإبداع أو على التذوق حتى
أهلا بيكي في نادي اللي دماغهم واجعاهم
لأ مش تخاريف ولا حاجة حضرتك
لأن كل منا له عالمه الخاص الذي ينسجه له
حتى وإن لم يكن له فسيصبح هذا العالم الذي نعيشه فسيعتبر هو نفسه عالمه الخاص لأن كل منا له عالم خاص وتركوا هذا العالم ولم يبق غيره
أنا عن نفسي لي عالم إفتراضي عايش فيه
مع أطيب تمنياتي إني مكونش بخرف
تحياتي
هنا قصدى هنونة
انا من اشد المؤمنين بحكاية العالم التانى والدنيا التانية
وفلسفتى تنص على ان كل واحد له عالم تانى بيحلم بيه اللى مش عنده فى عالمه الحقيقى عشان يقدر يعيش
وعالمك دا يدل على انك انسانة مياله لكل شئ جميل فعلا وهو صحيح من خيال بس واقعى الاحساس
احساس هنونة
وكنت من فترة طويلة كتبت زجل بعنوان قسمة ونصيب
وفيه الفكرة دى
ياللى بتحلم بالدنيا اللى وحشانا
وفاكر انها دنيانا
وتروح فين من ايامك
وتروح فين من لياليك
بتدور عليها
دور
ويوم ما تلاقيها
هى مش هتلاقيك
مش هتلاقيك
تسلملى ايدك وخيالك
كريم بهي
!!
هو انا معلقتش عندك يا هنا :(
والله فاكر نفسي علقت عندك
انا قرأت موضوعك من فترة والله
بس مش فاكر رديت ولا لأ
انا اسف على تأخيري
انتى معاكي حق جدا فى إللى نفسك فيه
اعتقد ان دة الإنسان الطبيعي إللى يحب الشعور دة
جايز لأني انا كمان كدة جدا :D
ربنا يكرمك يا هنا كلامك أثر فيا جدا
تحياتى ليكي على البوست الرائع :))
الله عليكي يا هنا
الله عليكي بجد
مدونتك فيها رقه وهدوء جميل بجد
انا اول مره اجي
بس اكيد مش اخر مره ابدا
انا بحب الهدوء والرومانسيه جدا
مهما كانت حزينه
ومدونتك فعلا جميله
اما الخيال يا ستي
فانا كمان مقدرش اعيش من غير خيال ابدا
يمكنبيكون نوع من انواع علاج النفس
والتمتع بحجات بيها علي ارض الواقع
ونفسنا نحققها
يمكن تنوع من انواع قوه النفس الي بنحاول نديها لروحنا عشان نكمل في طريقنا من اول وجديد
بقوه اكبر وقدره علي العيشه افضل
بجد انا كمان
مش كمان انا دايما بهرب للخيال
سعيده بمعرفتي بمدونتك يا قمر جدا
تحياتي ليك
احيانا كتير بيبقى عنده احلام كتير نفسه يحققها
يمكن الظروف الصعبة
بتقف حائل دون تحقيقها
فدايما بيتخيل نفسه
وكأنه هو فعلا حقق حلمه اسمها احلام اليقظة وده افضل خيال بحب اعيشه
ودايما عندى امل انه فى يوم هيتحقق بعون الله فسبب خيالى فى الاوقات دى بيبقى متعه فى حد ذاتها
وفى خيال زى اللى انتى تخيلتيه
قد يكون هروب من الواقع قد يكون طبعك كشاعرة
هو الاختلاء ده سببه
المدونة او تعليق ليا فيها
وعجبتنى رومانسياتها اوى
تقبلى تعليقى
وتقديرى
وسلاماتى
وعشتى مع القمر
هنا ادعوكي لزيارة مدونتي لمعرفة
انجازات السيد نظيف وشكراً
ايه الغيبة دي كلها فين الجديد
منتظرك
تحياتي
بجد باعتذر عن التأخير فى الرد لظروف طارئة
semsem
فعلا الدخول فى عالم الخيال ولو لقليل من الوقت يقوى الانسان على العيش فى حاضر ربما يود تغييره
نورت بجد
جمهوريه نفسى
فعلا قوى تعبير هروب من الواقع
كى نعود من جديد
نورتنى جدا
يا مراكبى
يعنىعلى كدة الخيال ابداااع
والله انامن اللى دماغهم وجعاهم اوى ههههههه يعنى عضوية دايمة
الاستاذفعلا اجمل شىء انه يكون للانسان عالم خاص مغلقة ابوابه
يدخل فيها ويرحل بفكرة رااااائع
تحياتى وتقديرى لك
كريم بهى
تعرف الخيال احسه واقع جميل
يمكن يكون كلامى تخاريف للبعض
لكن الخيال جواة احساس بيخلى واقع الانسان
جميل بامل تحقيق الامنيات كامله
دئما ما تكتب من كلمات لها جمال نتذوقة
تحياتى لك
The Manager
يبقى اكيد كنت فاتح صفحات كثير
فافتكرت انك رديت
انا اللى باعتذر عن التاخير فى الرد بجد
الظاهر اغلبنا عندحب نه يحلم ويعيش
جوا خيال
رائــع تواجدك
gohayna
حبيبتى الاجمل والارق وجودك فيها ميرسى ليكىالحياة بدون خيال اعتقد تكون غير مريحة
ويمكن اغلبنا بيتجه للخيال احياننا
علشان يخليها اجمل
نورتينى بجد
سعيدة بطلتك الرقيقة جدا
doha
انا احس الخيال ارض وسما ونجوم وقمر ولوحة من الاحلام بنرسمها
ونتخيل نفسنا فى كل مكان فيها
احيانا الواقع بيبقى فيه قيود وكثير حاجات ممنوعة
بخيالنا نقدر نخلى الممنوع موجود لو لدقايق فى الخيال
وممكن الخيال يخلينا نكتب احلى كلام فى خواطر
تحياتى لتواجدك الممتع
الجمعاوى الاصيل
اكيد بازورها طبعا
سعيدة بتواجدك
MKSARAT
ميرسى لسؤالك الرقيق عنى
ان شاء الله موجودة دايما
بس الظروف اوقات تلخبط الدنيا هههه
سعيدبمتابعتك وتشريفك الغالى
How many times a day do
you see a credit card logo on a cash register?
Why do they still call them cash registers when they really want you
to charge anyway? How much is spent in advertising to get you to spend
what you don't have just because you have room left on your credit
card? Maybe you thought that sale was just too good to pass up. Maybe
you thought that you could handle the payments and maybe you could
until...late fees, over-the-limit fees, the increase of your interest
rate, you got sick for a week or maybe there was even a real
emergency.
Getting into debt is easy, just buy a few things that you can't afford
to pay cash for and don't think about how many payments you're going
to have to make before it's paid off completely. Getting into debt is
fun; just go out to dinner and a show or away for a few days to make
yourself feel better about the fact that you don't have the money to
go out to dinner and a show or to get away for a few days. Getting
into to debt can impress people. Don't drive around in something that
you can afford to pay for, figure out how much you can squeeze out of
your monthly budget, and if you don't have a budget even better just
guess, then tell a car salesperson that you'd like to make 48 payments
and see what you'll be driving around town in. The best part is you'll
guarantee you'll be driving it to work for the next 1,460 days just to
make the payments. Now that's impressive!
Take the "How Did I get Into Debt Quiz". Pull out one of your credit
cards and determine how much you owe on it. Now, quickly, what did you
buy for all that money? I'll bet you don't know because you bought
stuff. Stuff you may not even have anymore let alone still use or be
able to identify. Now ask why do you use it at all? Be honest. How
does "I want stuff I can't afford to pay cash for" sound? The
Unexpected Event
Many people get into debt because of unexpected events, events beyond
their control. The most common of these are medical bills and job
loss. And the most common causes are lack of affordable medical
insurance and globalization. Not only are these problems beyond your
control they also appear to be beyond the control of our political
system so don't expect the problems to be fixed any time soon.
Globalization, the process of businesses taking their money to far off
countries to earn better returns, is not new. In the 1790s Benjamin
Franklin Backe published a newspaper called the Aurora. In it he wrote
that he believed that the merchants of the day were "men who know no
country but that where they can make money," who "carry their capitals
ships and our sailors to the country which will encourage them."
The sad part, debt-wise, of having an unexpected event is that even
though you didn't cause the problem it is up to you to fix it. So
whether you're in debt because of an event or the "easy monthly
payments" trap relax because I've got some good news. Getting out of
debt is going to be even more fun than getting into debt was. I done
both and becoming debt-free feels great. So if you're ready let's get
started...but first let's discuss, Good Debt/Bad Debt and business
debt. Good Debt/Bad Debt
Much like cholesterol, where there is good and bad cholesterol, debt
comes in two versions. It can be okay to take on debt in a reasoned
way for a good purpose. In fact many people become wealthy by
borrowing money to invest in business opportunities. They call it
using other peoples' money. But my focus here is on how individuals
spend their money on themselves. It's how you spend your money.
There can be some very good reasons to take on debt. Financing
education, for example, can be an admirable thing. If you go to school
to increase your income potential, taking out a student loan would be
a good thing. If you take out a $2,000 loan and you learn a skill that
let's you earn an extra $5,000 a year, you'd be crazy not to take the
loan. If you take out a student loan because you don't know what you
want to do with your life and you don't want to get a job, well,
that's not a good idea.
For most people taking out a mortgage is the only way they'll be able
to purchase a home. This could be considered good debt. Because of the
way mortgage payments are structured with the first few years being
heavily weighted towards paying interest and mere pittance going
towards principle, it's a good idea to pay off even this good debt as
soon as possible. Many wise financial minds teach that before
investing in something that will give you thirty years of monthly
payments it's better to invest in income producing assets first,
something like rental property.
Well, what about if there's an emergency? Maybe the plumbing broke, or
you have a medical emergency. Well let's not be stupid about this, if
its real emergency and the only way to pay for it is by taking on
debt, then take it on. If you break your leg it's a good idea to take
on the debt of a doctor's bill rather then waiting until you have the
money to get the bone set. Personal vs. Business Debt
There can be some big differences between personal and business debt.
But it mostly depends upon how the business structure is setup. If the
business is setup as a sole-proprietorship then there really is no
difference between the business owner and the business, it is all
considered one entity.
If on the other hand the business is set up as a corporation then
there is a vast difference between the business and the business
owner, in this case the share-holders. This is true even if only one
person owns all the shares. Legally the corporation is considered a
separate entity and if the business has debt problems it doesn't
translate to shareholder debt problems. That's why entrepreneurs like
having their businesses in a separate legal entity.
It's also why if you are considering going into business as a way to
make more money to get out of debt it's a good idea to have the proper
business structure. Is There Another Way?
Even with good debt you want to think twice before taking it on.
Taking a student loan to improve your employment situation is a great
idea, good debt. But wait, before you take on debt ask "Is there a
better way?" There are many sources of grants, and yes a grant is
money that you don't have to pay back. So before you take the easy way
and "Just sign here," do some checking to make sure there's not a
better way. You need to be fully informed as to the terms and
conditions of any loan before you take it. You should always shop
around to see if there is a better deal, better terms or a way to
avoid taking the loan out at all.
One way to avoid having to take on even good debt is to plan in
advance and save money on a regular basis. If you've been driving for
a while you have probably had a flat tire. Because everyone gets a
flat tire once in a while it couldn't really be considered an
unexpected expense. Do you have money set aside for your next flat
tire? Well, you should. If fact you should have money set aside that
would cover a variety of "unexpected" expenses. If you do you can deal
with life's little surprises without upsetting your monthly budget.
You will have to pay yourself back but you won't be charging yourself
interest or calling yourself at dinner demanding payment.
So, yes, there is good debt under certain conditions, just be sure
that you've investigated other ways of taking care of it before you
sign your way into debt. And if you do take it on don't allow yourself
to feel burdened by it. You did what you had to and you'll pay it off
http://www.Debt1Consolidation.comHow many times a day do
you see a credit card logo on a cash register?
Why do they still call them cash registers when they really want you
to charge anyway? How much is spent in advertising to get you to spend
what you don't have just because you have room left on your credit
card? Maybe you thought that sale was just too good to pass up. Maybe
you thought that you could handle the payments and maybe you could
until...late fees, over-the-limit fees, the increase of your interest
rate, you got sick for a week or maybe there was even a real
emergency.
Getting into debt is easy, just buy a few things that you can't afford
to pay cash for and don't think about how many payments you're going
to have to make before it's paid off completely. Getting into debt is
fun; just go out to dinner and a show or away for a few days to make
yourself feel better about the fact that you don't have the money to
go out to dinner and a show or to get away for a few days. Getting
into to debt can impress people. Don't drive around in something that
you can afford to pay for, figure out how much you can squeeze out of
your monthly budget, and if you don't have a budget even better just
guess, then tell a car salesperson that you'd like to make 48 payments
and see what you'll be driving around town in. The best part is you'll
guarantee you'll be driving it to work for the next 1,460 days just to
make the payments. Now that's impressive!
Take the "How Did I get Into Debt Quiz". Pull out one of your credit
cards and determine how much you owe on it. Now, quickly, what did you
buy for all that money? I'll bet you don't know because you bought
stuff. Stuff you may not even have anymore let alone still use or be
able to identify. Now ask why do you use it at all? Be honest. How
does "I want stuff I can't afford to pay cash for" sound? The
Unexpected Event
Many people get into debt because of unexpected events, events beyond
their control. The most common of these are medical bills and job
loss. And the most common causes are lack of affordable medical
insurance and globalization. Not only are these problems beyond your
control they also appear to be beyond the control of our political
system so don't expect the problems to be fixed any time soon.
Globalization, the process of businesses taking their money to far off
countries to earn better returns, is not new. In the 1790s Benjamin
Franklin Backe published a newspaper called the Aurora. In it he wrote
that he believed that the merchants of the day were "men who know no
country but that where they can make money," who "carry their capitals
ships and our sailors to the country which will encourage them."
The sad part, debt-wise, of having an unexpected event is that even
though you didn't cause the problem it is up to you to fix it. So
whether you're in debt because of an event or the "easy monthly
payments" trap relax because I've got some good news. Getting out of
debt is going to be even more fun than getting into debt was. I done
both and becoming debt-free feels great. So if you're ready let's get
started...but first let's discuss, Good Debt/Bad Debt and business
debt. Good Debt/Bad Debt
Much like cholesterol, where there is good and bad cholesterol, debt
comes in two versions. It can be okay to take on debt in a reasoned
way for a good purpose. In fact many people become wealthy by
borrowing money to invest in business opportunities. They call it
using other peoples' money. But my focus here is on how individuals
spend their money on themselves. It's how you spend your money.
There can be some very good reasons to take on debt. Financing
education, for example, can be an admirable thing. If you go to school
to increase your income potential, taking out a student loan would be
a good thing. If you take out a $2,000 loan and you learn a skill that
let's you earn an extra $5,000 a year, you'd be crazy not to take the
loan. If you take out a student loan because you don't know what you
want to do with your life and you don't want to get a job, well,
that's not a good idea.
For most people taking out a mortgage is the only way they'll be able
to purchase a home. This could be considered good debt. Because of the
way mortgage payments are structured with the first few years being
heavily weighted towards paying interest and mere pittance going
towards principle, it's a good idea to pay off even this good debt as
soon as possible. Many wise financial minds teach that before
investing in something that will give you thirty years of monthly
payments it's better to invest in income producing assets first,
something like rental property.
Well, what about if there's an emergency? Maybe the plumbing broke, or
you have a medical emergency. Well let's not be stupid about this, if
its real emergency and the only way to pay for it is by taking on
debt, then take it on. If you break your leg it's a good idea to take
on the debt of a doctor's bill rather then waiting until you have the
money to get the bone set. Personal vs. Business Debt
There can be some big differences between personal and business debt.
But it mostly depends upon how the business structure is setup. If the
business is setup as a sole-proprietorship then there really is no
difference between the business owner and the business, it is all
considered one entity.
If on the other hand the business is set up as a corporation then
there is a vast difference between the business and the business
owner, in this case the share-holders. This is true even if only one
person owns all the shares. Legally the corporation is considered a
separate entity and if the business has debt problems it doesn't
translate to shareholder debt problems. That's why entrepreneurs like
having their businesses in a separate legal entity.
It's also why if you are considering going into business as a way to
make more money to get out of debt it's a good idea to have the proper
business structure. Is There Another Way?
Even with good debt you want to think twice before taking it on.
Taking a student loan to improve your employment situation is a great
idea, good debt. But wait, before you take on debt ask "Is there a
better way?" There are many sources of grants, and yes a grant is
money that you don't have to pay back. So before you take the easy way
and "Just sign here," do some checking to make sure there's not a
better way. You need to be fully informed as to the terms and
conditions of any loan before you take it. You should always shop
around to see if there is a better deal, better terms or a way to
avoid taking the loan out at all.
One way to avoid having to take on even good debt is to plan in
advance and save money on a regular basis. If you've been driving for
a while you have probably had a flat tire. Because everyone gets a
flat tire once in a while it couldn't really be considered an
unexpected expense. Do you have money set aside for your next flat
tire? Well, you should. If fact you should have money set aside that
would cover a variety of "unexpected" expenses. If you do you can deal
with life's little surprises without upsetting your monthly budget.
You will have to pay yourself back but you won't be charging yourself
interest or calling yourself at dinner demanding payment.
So, yes, there is good debt under certain conditions, just be sure
that you've investigated other ways of taking care of it before you
sign your way into debt. And if you do take it on don't allow yourself
to feel burdened by it. You did what you had to and you'll pay it off
http://www.Debt1Consolidation.comHow many times a day do
you see a credit card logo on a cash register?
Why do they still call them cash registers when they really want you
to charge anyway? How much is spent in advertising to get you to spend
what you don't have just because you have room left on your credit
card? Maybe you thought that sale was just too good to pass up. Maybe
you thought that you could handle the payments and maybe you could
until...late fees, over-the-limit fees, the increase of your interest
rate, you got sick for a week or maybe there was even a real
emergency.
Getting into debt is easy, just buy a few things that you can't afford
to pay cash for and don't think about how many payments you're going
to have to make before it's paid off completely. Getting into debt is
fun; just go out to dinner and a show or away for a few days to make
yourself feel better about the fact that you don't have the money to
go out to dinner and a show or to get away for a few days. Getting
into to debt can impress people. Don't drive around in something that
you can afford to pay for, figure out how much you can squeeze out of
your monthly budget, and if you don't have a budget even better just
guess, then tell a car salesperson that you'd like to make 48 payments
and see what you'll be driving around town in. The best part is you'll
guarantee you'll be driving it to work for the next 1,460 days just to
make the payments. Now that's impressive!
Take the "How Did I get Into Debt Quiz". Pull out one of your credit
cards and determine how much you owe on it. Now, quickly, what did you
buy for all that money? I'll bet you don't know because you bought
stuff. Stuff you may not even have anymore let alone still use or be
able to identify. Now ask why do you use it at all? Be honest. How
does "I want stuff I can't afford to pay cash for" sound? The
Unexpected Event
Many people get into debt because of unexpected events, events beyond
their control. The most common of these are medical bills and job
loss. And the most common causes are lack of affordable medical
insurance and globalization. Not only are these problems beyond your
control they also appear to be beyond the control of our political
system so don't expect the problems to be fixed any time soon.
Globalization, the process of businesses taking their money to far off
countries to earn better returns, is not new. In the 1790s Benjamin
Franklin Backe published a newspaper called the Aurora. In it he wrote
that he believed that the merchants of the day were "men who know no
country but that where they can make money," who "carry their capitals
ships and our sailors to the country which will encourage them."
The sad part, debt-wise, of having an unexpected event is that even
though you didn't cause the problem it is up to you to fix it. So
whether you're in debt because of an event or the "easy monthly
payments" trap relax because I've got some good news. Getting out of
debt is going to be even more fun than getting into debt was. I done
both and becoming debt-free feels great. So if you're ready let's get
started...but first let's discuss, Good Debt/Bad Debt and business
debt. Good Debt/Bad Debt
Much like cholesterol, where there is good and bad cholesterol, debt
comes in two versions. It can be okay to take on debt in a reasoned
way for a good purpose. In fact many people become wealthy by
borrowing money to invest in business opportunities. They call it
using other peoples' money. But my focus here is on how individuals
spend their money on themselves. It's how you spend your money.
There can be some very good reasons to take on debt. Financing
education, for example, can be an admirable thing. If you go to school
to increase your income potential, taking out a student loan would be
a good thing. If you take out a $2,000 loan and you learn a skill that
let's you earn an extra $5,000 a year, you'd be crazy not to take the
loan. If you take out a student loan because you don't know what you
want to do with your life and you don't want to get a job, well,
that's not a good idea.
For most people taking out a mortgage is the only way they'll be able
to purchase a home. This could be considered good debt. Because of the
way mortgage payments are structured with the first few years being
heavily weighted towards paying interest and mere pittance going
towards principle, it's a good idea to pay off even this good debt as
soon as possible. Many wise financial minds teach that before
investing in something that will give you thirty years of monthly
payments it's better to invest in income producing assets first,
something like rental property.
Well, what about if there's an emergency? Maybe the plumbing broke, or
you have a medical emergency. Well let's not be stupid about this, if
its real emergency and the only way to pay for it is by taking on
debt, then take it on. If you break your leg it's a good idea to take
on the debt of a doctor's bill rather then waiting until you have the
money to get the bone set. Personal vs. Business Debt
There can be some big differences between personal and business debt.
But it mostly depends upon how the business structure is setup. If the
business is setup as a sole-proprietorship then there really is no
difference between the business owner and the business, it is all
considered one entity.
If on the other hand the business is set up as a corporation then
there is a vast difference between the business and the business
owner, in this case the share-holders. This is true even if only one
person owns all the shares. Legally the corporation is considered a
separate entity and if the business has debt problems it doesn't
translate to shareholder debt problems. That's why entrepreneurs like
having their businesses in a separate legal entity.
It's also why if you are considering going into business as a way to
make more money to get out of debt it's a good idea to have the proper
business structure. Is There Another Way?
Even with good debt you want to think twice before taking it on.
Taking a student loan to improve your employment situation is a great
idea, good debt. But wait, before you take on debt ask "Is there a
better way?" There are many sources of grants, and yes a grant is
money that you don't have to pay back. So before you take the easy way
and "Just sign here," do some checking to make sure there's not a
better way. You need to be fully informed as to the terms and
conditions of any loan before you take it. You should always shop
around to see if there is a better deal, better terms or a way to
avoid taking the loan out at all.
One way to avoid having to take on even good debt is to plan in
advance and save money on a regular basis. If you've been driving for
a while you have probably had a flat tire. Because everyone gets a
flat tire once in a while it couldn't really be considered an
unexpected expense. Do you have money set aside for your next flat
tire? Well, you should. If fact you should have money set aside that
would cover a variety of "unexpected" expenses. If you do you can deal
with life's little surprises without upsetting your monthly budget.
You will have to pay yourself back but you won't be charging yourself
interest or calling yourself at dinner demanding payment.
So, yes, there is good debt under certain conditions, just be sure
that you've investigated other ways of taking care of it before you
sign your way into debt. And if you do take it on don't allow yourself
to feel burdened by it. You did what you had to and you'll pay it off
http://www.Debt1Consolidation.comHow many times a day do
you see a credit card logo on a cash register?
Why do they still call them cash registers when they really want you
to charge anyway? How much is spent in advertising to get you to spend
what you don't have just because you have room left on your credit
card? Maybe you thought that sale was just too good to pass up. Maybe
you thought that you could handle the payments and maybe you could
until...late fees, over-the-limit fees, the increase of your interest
rate, you got sick for a week or maybe there was even a real
emergency.
Getting into debt is easy, just buy a few things that you can't afford
to pay cash for and don't think about how many payments you're going
to have to make before it's paid off completely. Getting into debt is
fun; just go out to dinner and a show or away for a few days to make
yourself feel better about the fact that you don't have the money to
go out to dinner and a show or to get away for a few days. Getting
into to debt can impress people. Don't drive around in something that
you can afford to pay for, figure out how much you can squeeze out of
your monthly budget, and if you don't have a budget even better just
guess, then tell a car salesperson that you'd like to make 48 payments
and see what you'll be driving around town in. The best part is you'll
guarantee you'll be driving it to work for the next 1,460 days just to
make the payments. Now that's impressive!
Take the "How Did I get Into Debt Quiz". Pull out one of your credit
cards and determine how much you owe on it. Now, quickly, what did you
buy for all that money? I'll bet you don't know because you bought
stuff. Stuff you may not even have anymore let alone still use or be
able to identify. Now ask why do you use it at all? Be honest. How
does "I want stuff I can't afford to pay cash for" sound? The
Unexpected Event
Many people get into debt because of unexpected events, events beyond
their control. The most common of these are medical bills and job
loss. And the most common causes are lack of affordable medical
insurance and globalization. Not only are these problems beyond your
control they also appear to be beyond the control of our political
system so don't expect the problems to be fixed any time soon.
Globalization, the process of businesses taking their money to far off
countries to earn better returns, is not new. In the 1790s Benjamin
Franklin Backe published a newspaper called the Aurora. In it he wrote
that he believed that the merchants of the day were "men who know no
country but that where they can make money," who "carry their capitals
ships and our sailors to the country which will encourage them."
The sad part, debt-wise, of having an unexpected event is that even
though you didn't cause the problem it is up to you to fix it. So
whether you're in debt because of an event or the "easy monthly
payments" trap relax because I've got some good news. Getting out of
debt is going to be even more fun than getting into debt was. I done
both and becoming debt-free feels great. So if you're ready let's get
started...but first let's discuss, Good Debt/Bad Debt and business
debt. Good Debt/Bad Debt
Much like cholesterol, where there is good and bad cholesterol, debt
comes in two versions. It can be okay to take on debt in a reasoned
way for a good purpose. In fact many people become wealthy by
borrowing money to invest in business opportunities. They call it
using other peoples' money. But my focus here is on how individuals
spend their money on themselves. It's how you spend your money.
There can be some very good reasons to take on debt. Financing
education, for example, can be an admirable thing. If you go to school
to increase your income potential, taking out a student loan would be
a good thing. If you take out a $2,000 loan and you learn a skill that
let's you earn an extra $5,000 a year, you'd be crazy not to take the
loan. If you take out a student loan because you don't know what you
want to do with your life and you don't want to get a job, well,
that's not a good idea.
For most people taking out a mortgage is the only way they'll be able
to purchase a home. This could be considered good debt. Because of the
way mortgage payments are structured with the first few years being
heavily weighted towards paying interest and mere pittance going
towards principle, it's a good idea to pay off even this good debt as
soon as possible. Many wise financial minds teach that before
investing in something that will give you thirty years of monthly
payments it's better to invest in income producing assets first,
something like rental property.
Well, what about if there's an emergency? Maybe the plumbing broke, or
you have a medical emergency. Well let's not be stupid about this, if
its real emergency and the only way to pay for it is by taking on
debt, then take it on. If you break your leg it's a good idea to take
on the debt of a doctor's bill rather then waiting until you have the
money to get the bone set. Personal vs. Business Debt
There can be some big differences between personal and business debt.
But it mostly depends upon how the business structure is setup. If the
business is setup as a sole-proprietorship then there really is no
difference between the business owner and the business, it is all
considered one entity.
If on the other hand the business is set up as a corporation then
there is a vast difference between the business and the business
owner, in this case the share-holders. This is true even if only one
person owns all the shares. Legally the corporation is considered a
separate entity and if the business has debt problems it doesn't
translate to shareholder debt problems. That's why entrepreneurs like
having their businesses in a separate legal entity.
It's also why if you are considering going into business as a way to
make more money to get out of debt it's a good idea to have the proper
business structure. Is There Another Way?
Even with good debt you want to think twice before taking it on.
Taking a student loan to improve your employment situation is a great
idea, good debt. But wait, before you take on debt ask "Is there a
better way?" There are many sources of grants, and yes a grant is
money that you don't have to pay back. So before you take the easy way
and "Just sign here," do some checking to make sure there's not a
better way. You need to be fully informed as to the terms and
conditions of any loan before you take it. You should always shop
around to see if there is a better deal, better terms or a way to
avoid taking the loan out at all.
One way to avoid having to take on even good debt is to plan in
advance and save money on a regular basis. If you've been driving for
a while you have probably had a flat tire. Because everyone gets a
flat tire once in a while it couldn't really be considered an
unexpected expense. Do you have money set aside for your next flat
tire? Well, you should. If fact you should have money set aside that
would cover a variety of "unexpected" expenses. If you do you can deal
with life's little surprises without upsetting your monthly budget.
You will have to pay yourself back but you won't be charging yourself
interest or calling yourself at dinner demanding payment.
So, yes, there is good debt under certain conditions, just be sure
that you've investigated other ways of taking care of it before you
sign your way into debt. And if you do take it on don't allow yourself
to feel burdened by it. You did what you had to and you'll pay it off
http://www.Debt1Consolidation.comHow many times a day do
you see a credit card logo on a cash register?
Why do they still call them cash registers when they really want you
to charge anyway? How much is spent in advertising to get you to spend
what you don't have just because you have room left on your credit
card? Maybe you thought that sale was just too good to pass up. Maybe
you thought that you could handle the payments and maybe you could
until...late fees, over-the-limit fees, the increase of your interest
rate, you got sick for a week or maybe there was even a real
emergency.
Getting into debt is easy, just buy a few things that you can't afford
to pay cash for and don't think about how many payments you're going
to have to make before it's paid off completely. Getting into debt is
fun; just go out to dinner and a show or away for a few days to make
yourself feel better about the fact that you don't have the money to
go out to dinner and a show or to get away for a few days. Getting
into to debt can impress people. Don't drive around in something that
you can afford to pay for, figure out how much you can squeeze out of
your monthly budget, and if you don't have a budget even better just
guess, then tell a car salesperson that you'd like to make 48 payments
and see what you'll be driving around town in. The best part is you'll
guarantee you'll be driving it to work for the next 1,460 days just to
make the payments. Now that's impressive!
Take the "How Did I get Into Debt Quiz". Pull out one of your credit
cards and determine how much you owe on it. Now, quickly, what did you
buy for all that money? I'll bet you don't know because you bought
stuff. Stuff you may not even have anymore let alone still use or be
able to identify. Now ask why do you use it at all? Be honest. How
does "I want stuff I can't afford to pay cash for" sound? The
Unexpected Event
Many people get into debt because of unexpected events, events beyond
their control. The most common of these are medical bills and job
loss. And the most common causes are lack of affordable medical
insurance and globalization. Not only are these problems beyond your
control they also appear to be beyond the control of our political
system so don't expect the problems to be fixed any time soon.
Globalization, the process of businesses taking their money to far off
countries to earn better returns, is not new. In the 1790s Benjamin
Franklin Backe published a newspaper called the Aurora. In it he wrote
that he believed that the merchants of the day were "men who know no
country but that where they can make money," who "carry their capitals
ships and our sailors to the country which will encourage them."
The sad part, debt-wise, of having an unexpected event is that even
though you didn't cause the problem it is up to you to fix it. So
whether you're in debt because of an event or the "easy monthly
payments" trap relax because I've got some good news. Getting out of
debt is going to be even more fun than getting into debt was. I done
both and becoming debt-free feels great. So if you're ready let's get
started...but first let's discuss, Good Debt/Bad Debt and business
debt. Good Debt/Bad Debt
Much like cholesterol, where there is good and bad cholesterol, debt
comes in two versions. It can be okay to take on debt in a reasoned
way for a good purpose. In fact many people become wealthy by
borrowing money to invest in business opportunities. They call it
using other peoples' money. But my focus here is on how individuals
spend their money on themselves. It's how you spend your money.
There can be some very good reasons to take on debt. Financing
education, for example, can be an admirable thing. If you go to school
to increase your income potential, taking out a student loan would be
a good thing. If you take out a $2,000 loan and you learn a skill that
let's you earn an extra $5,000 a year, you'd be crazy not to take the
loan. If you take out a student loan because you don't know what you
want to do with your life and you don't want to get a job, well,
that's not a good idea.
For most people taking out a mortgage is the only way they'll be able
to purchase a home. This could be considered good debt. Because of the
way mortgage payments are structured with the first few years being
heavily weighted towards paying interest and mere pittance going
towards principle, it's a good idea to pay off even this good debt as
soon as possible. Many wise financial minds teach that before
investing in something that will give you thirty years of monthly
payments it's better to invest in income producing assets first,
something like rental property.
Well, what about if there's an emergency? Maybe the plumbing broke, or
you have a medical emergency. Well let's not be stupid about this, if
its real emergency and the only way to pay for it is by taking on
debt, then take it on. If you break your leg it's a good idea to take
on the debt of a doctor's bill rather then waiting until you have the
money to get the bone set. Personal vs. Business Debt
There can be some big differences between personal and business debt.
But it mostly depends upon how the business structure is setup. If the
business is setup as a sole-proprietorship then there really is no
difference between the business owner and the business, it is all
considered one entity.
If on the other hand the business is set up as a corporation then
there is a vast difference between the business and the business
owner, in this case the share-holders. This is true even if only one
person owns all the shares. Legally the corporation is considered a
separate entity and if the business has debt problems it doesn't
translate to shareholder debt problems. That's why entrepreneurs like
having their businesses in a separate legal entity.
It's also why if you are considering going into business as a way to
make more money to get out of debt it's a good idea to have the proper
business structure. Is There Another Way?
Even with good debt you want to think twice before taking it on.
Taking a student loan to improve your employment situation is a great
idea, good debt. But wait, before you take on debt ask "Is there a
better way?" There are many sources of grants, and yes a grant is
money that you don't have to pay back. So before you take the easy way
and "Just sign here," do some checking to make sure there's not a
better way. You need to be fully informed as to the terms and
conditions of any loan before you take it. You should always shop
around to see if there is a better deal, better terms or a way to
avoid taking the loan out at all.
One way to avoid having to take on even good debt is to plan in
advance and save money on a regular basis. If you've been driving for
a while you have probably had a flat tire. Because everyone gets a
flat tire once in a while it couldn't really be considered an
unexpected expense. Do you have money set aside for your next flat
tire? Well, you should. If fact you should have money set aside that
would cover a variety of "unexpected" expenses. If you do you can deal
with life's little surprises without upsetting your monthly budget.
You will have to pay yourself back but you won't be charging yourself
interest or calling yourself at dinner demanding payment.
So, yes, there is good debt under certain conditions, just be sure
that you've investigated other ways of taking care of it before you
sign your way into debt. And if you do take it on don't allow yourself
to feel burdened by it. You did what you had to and you'll pay it off
http://www.Debt1Consolidation.com
كم من أعمال عظيمة ساهمت في تكوين حضارات عظيمة إبتدت بإحلام
نعتها الكثيرون وقتها بالتخاريف
من رأييى ان حاجة الإنسان انه يعيش فى عالم من الخيال هو نوع من الأحلام
ولو بطلنا نحلم نموت
أو هو نوع من التنفيس عن رغبات وطموحات
او نوع من الخروج من مآسى وهموم الحياة
هذا والله أعلم
تقبلى إحترامى
د/هيما
إرسال تعليق